Lender profile · HMDA 2023–2025
American Financial Resources, Inc. mortgage approval rates & lending data
American Financial Resources, Inc. decided 14,326 mortgage applications and funded 12,584 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 9,448 / 10,705 | 100% | $275K | 9,405 |
| Cash-out refinance | 86% | 1,182 / 1,378 | 99% | $245K | 1,169 |
| Refinance | 89% | 844 / 950 | 97% | $285K | 822 |
| Investment property purchase | 96% | 920 / 962 | 99% | $275K | 914 |
| Investment cash-out refinance | 84% | 134 / 160 | 96% | $295K | 128 |
| Investment refinance | 88% | 151 / 171 | 97% | $445K | 146 |
American Financial Resources, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 85% | $285K | 2,060 | 1,746 |
| Texas | 88% | $295K | 1,123 | 989 |
| Arizona | 89% | $295K | 882 | 784 |
| North Carolina | 93% | $245K | 775 | 715 |
| California | 89% | $445K | 750 | 660 |
| South Carolina | 90% | $225K | 728 | 655 |
| Ohio | 90% | $225K | 657 | 584 |
| Pennsylvania | 91% | $265K | 596 | 535 |
| New Jersey | 89% | $455K | 507 | 438 |
| Georgia | 84% | $275K | 473 | 393 |
| Louisiana | 86% | $205K | 441 | 379 |
| Michigan | 91% | $215K | 432 | 392 |
| Tennessee | 86% | $275K | 413 | 354 |
| Illinois | 85% | $295K | 398 | 334 |
| Missouri | 93% | $225K | 327 | 303 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.