Lender profile · HMDA 2023–2025
American Heritage Lending, LLC mortgage approval rates & lending data
American Heritage Lending, LLC decided 13,897 mortgage applications and funded 9,969 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,288 / 1,409 | 81% | $435K | 1,040 |
| Cash-out refinance | 93% | 644 / 694 | 71% | $425K | 456 |
| Refinance | 83% | 111 / 133 | 70% | $675K | 78 |
| Investment property purchase | 89% | 3,998 / 4,468 | 85% | $205K | 3,386 |
| Investment cash-out refinance | 89% | 4,504 / 5,037 | 81% | $175K | 3,647 |
| Investment refinance | 88% | 1,809 / 2,055 | 75% | $215K | 1,362 |
| Investment home improvement | 0% | 0 / 88 | — | — | 0 |
American Heritage Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 89% | $295K | 2,636 | 1,888 |
| Texas | 90% | $205K | 1,433 | 1,027 |
| California | 87% | $525K | 829 | 580 |
| Maryland | 81% | $155K | 629 | 427 |
| North Carolina | 93% | $175K | 613 | 483 |
| Ohio | 90% | $125K | 610 | 450 |
| Pennsylvania | 87% | $155K | 588 | 432 |
| Georgia | 84% | $165K | 587 | 394 |
| New York | 86% | $155K | 557 | 337 |
| South Carolina | 93% | $155K | 546 | 424 |
| Michigan | 85% | $105K | 449 | 290 |
| New Jersey | 89% | $415K | 436 | 300 |
| Illinois | 88% | $185K | 410 | 289 |
| Tennessee | 93% | $125K | 340 | 268 |
| Indiana | 80% | $115K | 289 | 173 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.