Lender profile · HMDA 2023–2025
American Portfolio Mortgage Corporation mortgage approval rates & lending data
American Portfolio Mortgage Corporation decided 7,381 mortgage applications and funded 6,667 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 5,798 / 6,372 | 100% | $275K | 5,794 |
| Cash-out refinance | 83% | 152 / 184 | 100% | $265K | 152 |
| Refinance | 90% | 301 / 333 | 100% | $355K | 300 |
| Investment property purchase | 85% | 317 / 371 | 100% | $205K | 317 |
| Investment cash-out refinance | 81% | 52 / 64 | 100% | $195K | 52 |
| Investment refinance | 91% | 51 / 56 | 100% | $245K | 51 |
American Portfolio Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 90% | $285K | 4,521 | 4,083 |
| Illinois | 92% | $225K | 1,026 | 947 |
| Florida | 86% | $315K | 488 | 420 |
| Indiana | 95% | $205K | 329 | 311 |
| Alabama | 89% | $285K | 267 | 238 |
| Oklahoma | 80% | $175K | 160 | 127 |
| Virginia | 92% | $545K | 146 | 135 |
| Michigan | 92% | $135K | 109 | 100 |
| Tennessee | 82% | $425K | 44 | 36 |
| Louisiana | 98% | $185K | 42 | 41 |
| Nevada | 97% | $395K | 36 | 35 |
| Wisconsin | 97% | $275K | 31 | 30 |
| California | 85% | $675K | 26 | 22 |
| North Carolina | 100% | $375K | 24 | 24 |
| Arizona | 91% | $365K | 22 | 20 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.