Lender profile · HMDA 2023–2025
Ameritrust Mortgage Corporation mortgage approval rates & lending data
Ameritrust Mortgage Corporation decided 5,912 mortgage applications and funded 5,496 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 2,316 / 2,434 | 100% | $455K | 2,305 |
| Cash-out refinance | 93% | 461 / 496 | 98% | $545K | 454 |
| Refinance | 93% | 291 / 314 | 100% | $735K | 290 |
| Investment property purchase | 95% | 888 / 932 | 98% | $275K | 871 |
| Investment cash-out refinance | 93% | 1,181 / 1,275 | 98% | $275K | 1,161 |
| Investment refinance | 91% | 420 / 461 | 99% | $325K | 415 |
Ameritrust Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 95% | $625K | 2,682 | 2,533 |
| Florida | 93% | $385K | 739 | 674 |
| Texas | 90% | $245K | 366 | 327 |
| Maryland | 97% | $155K | 269 | 261 |
| Arizona | 93% | $315K | 141 | 126 |
| Louisiana | 98% | $225K | 130 | 127 |
| Illinois | 94% | $245K | 106 | 100 |
| Pennsylvania | 91% | $205K | 101 | 89 |
| Ohio | 96% | $185K | 99 | 94 |
| Georgia | 92% | $275K | 95 | 86 |
| North Carolina | 89% | $295K | 89 | 76 |
| Tennessee | 94% | $135K | 88 | 81 |
| Wisconsin | 91% | $265K | 85 | 75 |
| New Jersey | 93% | $335K | 84 | 78 |
| Michigan | 89% | $185K | 82 | 73 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.