Lender profile · HMDA 2023–2025
Amplify Credit Union mortgage approval rates & lending data
Amplify Credit Union decided 1,266 mortgage applications and funded 1,127 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 226 / 232 | 100% | $355K | 225 |
| Home improvement loans | 92% | 644 / 698 | 98% | $155K | 632 |
| Cash-out refinance | 78% | 178 / 227 | 99% | $195K | 176 |
| Refinance | 93% | 55 / 59 | 98% | $365K | 54 |
| Investment property purchase | 85% | 22 / 26 | 100% | $235K | 22 |
Amplify Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 90% | $155K | 1,266 | 1,127 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.