Lender profile · HMDA 2023–2025
Angel Oak Mortgage Solutions LLC mortgage approval rates & lending data
Angel Oak Mortgage Solutions LLC decided 16,297 mortgage applications and funded 12,602 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 3,306 / 3,999 | 99% | $475K | 3,266 |
| Home improvement loans | 80% | 41 / 51 | 95% | $485K | 39 |
| Cash-out refinance | 73% | 2,209 / 3,014 | 97% | $345K | 2,149 |
| Refinance | 60% | 140 / 232 | 96% | $485K | 134 |
| Investment property purchase | 83% | 4,116 / 4,968 | 98% | $255K | 4,044 |
| Investment cash-out refinance | 77% | 2,818 / 3,674 | 97% | $245K | 2,737 |
| Investment refinance | 62% | 169 / 273 | 98% | $315K | 165 |
| Investment home improvement | 80% | 69 / 86 | 99% | $215K | 68 |
Angel Oak Mortgage Solutions LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 81% | $295K | 5,580 | 4,457 |
| California | 75% | $485K | 2,621 | 1,906 |
| Texas | 78% | $215K | 1,544 | 1,172 |
| South Carolina | 82% | $195K | 603 | 488 |
| Georgia | 78% | $285K | 600 | 460 |
| North Carolina | 79% | $245K | 443 | 348 |
| Arizona | 77% | $315K | 430 | 322 |
| New Jersey | 80% | $335K | 377 | 298 |
| Virginia | 84% | $235K | 328 | 272 |
| Pennsylvania | 82% | $205K | 322 | 259 |
| Maryland | 77% | $155K | 301 | 229 |
| Illinois | 80% | $185K | 297 | 230 |
| Colorado | 77% | $345K | 259 | 196 |
| Tennessee | 77% | $275K | 226 | 169 |
| Ohio | 74% | $165K | 221 | 157 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.