Lender profile · HMDA 2023–2025
Apple Federal Credit Union mortgage approval rates & lending data
Apple Federal Credit Union decided 2,868 mortgage applications and funded 1,935 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 393 / 414 | 100% | $485K | 393 |
| Home improvement loans | 62% | 1,404 / 2,279 | 100% | $105K | 1,404 |
| Cash-out refinance | 78% | 85 / 109 | 100% | $375K | 85 |
| Refinance | 77% | 30 / 39 | 100% | $375K | 30 |
Apple Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 69% | $105K | 2,450 | 1,699 |
| Maryland | 50% | $85K | 283 | 142 |
| West Virginia | 76% | $55K | 71 | 54 |
| North Carolina | 73% | $75K | 37 | 27 |
| District of Columbia | 48% | $125K | 27 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.