Lender profile · HMDA 2023–2025
Ark Mortgage, Inc. mortgage approval rates & lending data
Ark Mortgage, Inc. decided 2,680 mortgage applications and funded 2,362 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 728 / 750 | 91% | $565K | 663 |
| Cash-out refinance | 97% | 232 / 238 | 92% | $335K | 213 |
| Refinance | 94% | 47 / 50 | 85% | $685K | 40 |
| Investment property purchase | 98% | 820 / 839 | 89% | $405K | 731 |
| Investment cash-out refinance | 96% | 424 / 440 | 93% | $425K | 395 |
| Investment refinance | 97% | 353 / 363 | 91% | $445K | 320 |
Ark Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 98% | $545K | 1,483 | 1,309 |
| New Jersey | 97% | $425K | 934 | 832 |
| Pennsylvania | 96% | $405K | 105 | 99 |
| Florida | 95% | $415K | 83 | 70 |
| Illinois | 88% | $375K | 26 | 14 |
| Arizona | 95% | $255K | 22 | 17 |
| Connecticut | 89% | $115K | 19 | 16 |
| California | 100% | $495K | 6 | 4 |
| Indiana | 100% | $145K | 2 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.