Lender profile · HMDA 2023–2025
Arkansas Federal Credit Union mortgage approval rates & lending data
Arkansas Federal Credit Union decided 3,473 mortgage applications and funded 2,865 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 887 / 1,027 | 100% | $205K | 887 |
| Home improvement loans | 76% | 987 / 1,291 | 100% | $45K | 987 |
| Cash-out refinance | 82% | 144 / 176 | 100% | $125K | 144 |
| Refinance | 84% | 469 / 560 | 100% | $105K | 469 |
| Investment property purchase | 96% | 323 / 337 | 100% | $105K | 323 |
| Investment cash-out refinance | 76% | 26 / 34 | 100% | $125K | 26 |
| Investment refinance | 83% | 25 / 30 | 100% | $125K | 25 |
Arkansas Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 83% | $105K | 3,466 | 2,861 |
| Missouri | 100% | $225K | 3 | 3 |
| Oklahoma | 50% | $165K | 2 | 1 |
| California | 0% | — | 1 | 0 |
| Florida | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.