Lender profile · HMDA 2023–2025
Arthur State Bank mortgage approval rates & lending data
Arthur State Bank decided 431 mortgage applications and funded 395 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 215 / 223 | 98% | $495K | 211 |
| Refinance | 75% | 21 / 28 | 100% | $205K | 21 |
| Investment property purchase | 97% | 113 / 117 | 99% | $205K | 112 |
| Investment refinance | 93% | 25 / 27 | 96% | $245K | 24 |
Arthur State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 93% | $495K | 425 | 390 |
| North Carolina | 83% | $355K | 6 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.