Lender profile · HMDA 2023–2025
Atlantic Bay Mortgage Group, L.L.C. mortgage approval rates & lending data
Atlantic Bay Mortgage Group, L.L.C. decided 25,946 mortgage applications and funded 25,208 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 22,781 / 23,144 | 99% | $285K | 22,570 |
| Cash-out refinance | 92% | 762 / 827 | 98% | $265K | 748 |
| Refinance | 97% | 765 / 787 | 98% | $385K | 751 |
| Investment property purchase | 98% | 1,007 / 1,031 | 99% | $255K | 993 |
| Investment cash-out refinance | 93% | 112 / 121 | 98% | $165K | 110 |
| Investment refinance | 100% | 36 / 36 | 100% | $265K | 36 |
Atlantic Bay Mortgage Group, L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 99% | $235K | 12,774 | 12,462 |
| Virginia | 98% | $335K | 6,216 | 6,069 |
| Georgia | 98% | $375K | 2,191 | 2,121 |
| South Carolina | 96% | $265K | 2,124 | 2,035 |
| Kentucky | 99% | $255K | 784 | 770 |
| Florida | 96% | $325K | 549 | 522 |
| Maryland | 96% | $405K | 496 | 469 |
| Alabama | 95% | $225K | 406 | 378 |
| Indiana | 93% | $245K | 99 | 92 |
| Tennessee | 99% | $315K | 94 | 90 |
| Pennsylvania | 97% | $245K | 64 | 62 |
| District of Columbia | 98% | $545K | 62 | 60 |
| Texas | 97% | $315K | 36 | 35 |
| Delaware | 87% | $365K | 31 | 26 |
| New Jersey | 100% | $305K | 10 | 9 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.