Lender profile · HMDA 2023–2025
Austin Bank, Texas National Association mortgage approval rates & lending data
Austin Bank, Texas National Association decided 882 mortgage applications and funded 726 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 346 / 431 | 99% | $265K | 341 |
| Home improvement loans | 73% | 62 / 85 | 95% | $105K | 59 |
| Refinance | 71% | 55 / 78 | 100% | $135K | 55 |
| Investment property purchase | 97% | 224 / 231 | 99% | $195K | 221 |
| Investment refinance | 96% | 27 / 28 | 96% | $135K | 26 |
Austin Bank, Texas National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 84% | $195K | 877 | 721 |
| California | 100% | $105K | 1 | 1 |
| Florida | 100% | $545K | 1 | 1 |
| Louisiana | 100% | $135K | 1 | 1 |
| Montana | 100% | $645K | 1 | 1 |
| Oklahoma | 100% | $385K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.