Lender profile · HMDA 2023–2025
Austin Telco mortgage approval rates & lending data
Austin Telco decided 1,402 mortgage applications and funded 901 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 64% | 45 / 70 | 89% | $405K | 40 |
| Home improvement loans | 69% | 602 / 867 | 93% | $85K | 562 |
| Cash-out refinance | 70% | 290 / 414 | 94% | $145K | 272 |
| Refinance | 71% | 20 / 28 | 85% | $65K | 17 |
Austin Telco lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 69% | $85K | 1,397 | 896 |
| Alabama | 100% | $125K | 1 | 1 |
| Illinois | 100% | $295K | 1 | 1 |
| Indiana | 100% | $75K | 1 | 1 |
| South Carolina | 100% | $285K | 1 | 1 |
| Tennessee | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.