Lender profile · HMDA 2023–2025
Axos Bank mortgage approval rates & lending data
Axos Bank decided 2,962 mortgage applications and funded 1,767 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 657 / 825 | 98% | $875K | 642 |
| Home improvement loans | 72% | 57 / 79 | 96% | $115K | 55 |
| Cash-out refinance | 33% | 161 / 491 | 95% | $475K | 153 |
| Refinance | 50% | 155 / 311 | 97% | $675K | 151 |
| Investment property purchase | 75% | 540 / 718 | 97% | $505K | 524 |
| Investment cash-out refinance | 37% | 107 / 288 | 97% | $535K | 104 |
| Investment refinance | 47% | 76 / 161 | 97% | $445K | 74 |
| Investment home improvement | 73% | 65 / 89 | 98% | $255K | 64 |
Axos Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 64% | $1.76M | 1,194 | 740 |
| Florida | 47% | $505K | 224 | 101 |
| New York | 40% | $655K | 210 | 77 |
| Texas | 66% | $315K | 146 | 95 |
| Arizona | 68% | $505K | 98 | 66 |
| Georgia | 65% | $235K | 79 | 50 |
| Washington | 68% | $2.31M | 78 | 50 |
| Nevada | 62% | $405K | 74 | 45 |
| Ohio | 62% | $95K | 74 | 45 |
| New Jersey | 66% | $285K | 67 | 43 |
| North Carolina | 65% | $295K | 66 | 41 |
| Pennsylvania | 60% | $205K | 60 | 35 |
| Illinois | 59% | $215K | 46 | 27 |
| Massachusetts | 64% | $425K | 45 | 29 |
| South Carolina | 67% | $275K | 43 | 28 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.