Lender profile · HMDA 2023–2025
Bank First, N.A. mortgage approval rates & lending data
Bank First, N.A. decided 2,250 mortgage applications and funded 2,070 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 983 / 1,001 | 96% | $235K | 948 |
| Home improvement loans | 90% | 478 / 529 | 98% | $55K | 470 |
| Cash-out refinance | 90% | 55 / 61 | 96% | $175K | 53 |
| Refinance | 91% | 367 / 403 | 98% | $105K | 359 |
| Investment property purchase | 98% | 188 / 192 | 98% | $155K | 184 |
| Investment refinance | 91% | 32 / 35 | 100% | $155K | 32 |
Bank First, N.A. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 95% | $155K | 2,176 | 2,006 |
| Florida | 94% | $445K | 31 | 28 |
| Arizona | 75% | $145K | 12 | 9 |
| Illinois | 100% | $285K | 4 | 3 |
| Minnesota | 75% | $245K | 4 | 3 |
| Texas | 75% | $255K | 4 | 3 |
| Colorado | 100% | $1M | 3 | 3 |
| Indiana | 100% | $125K | 2 | 2 |
| North Carolina | 100% | $205K | 2 | 2 |
| Ohio | 100% | $285K | 2 | 2 |
| South Carolina | 50% | $145K | 2 | 1 |
| Alabama | 100% | $655K | 1 | 1 |
| Arkansas | 100% | $205K | 1 | 1 |
| California | 100% | $455K | 1 | 1 |
| Iowa | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.