Lender profile · HMDA 2023–2025
Bank of Hope mortgage approval rates & lending data
Bank of Hope decided 1,860 mortgage applications and funded 1,490 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,161 / 1,216 | 89% | $545K | 1,029 |
| Cash-out refinance | 83% | 131 / 157 | 79% | $665K | 104 |
| Refinance | 73% | 47 / 64 | 70% | $555K | 33 |
| Investment property purchase | 93% | 297 / 319 | 87% | $505K | 258 |
| Investment cash-out refinance | 81% | 51 / 63 | 75% | $655K | 38 |
| Investment refinance | 83% | 25 / 30 | 88% | $495K | 22 |
Bank of Hope lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 95% | $595K | 1,025 | 837 |
| California | 88% | $905K | 262 | 190 |
| New Jersey | 90% | $595K | 178 | 140 |
| Hawaii | 75% | $435K | 68 | 49 |
| Washington | 89% | $465K | 38 | 29 |
| Pennsylvania | 100% | $205K | 31 | 27 |
| Georgia | 97% | $455K | 30 | 25 |
| Ohio | 97% | $245K | 29 | 27 |
| Texas | 96% | $305K | 26 | 23 |
| Connecticut | 96% | $335K | 24 | 21 |
| Illinois | 96% | $385K | 23 | 20 |
| Virginia | 86% | $325K | 22 | 17 |
| Florida | 90% | $445K | 20 | 18 |
| Nevada | 81% | $225K | 16 | 12 |
| North Carolina | 87% | $335K | 15 | 12 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.