Lender profile · HMDA 2023–2025
Bank of Lexington, Inc. mortgage approval rates & lending data
Bank of Lexington, Inc. decided 355 mortgage applications and funded 321 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 153 / 161 | 99% | $265K | 151 |
| Refinance | 85% | 39 / 46 | 97% | $345K | 38 |
| Investment property purchase | 95% | 84 / 88 | 90% | $235K | 76 |
| Investment refinance | 96% | 43 / 45 | 100% | $205K | 43 |
Bank of Lexington, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 94% | $265K | 350 | 317 |
| Tennessee | 100% | $375K | 3 | 3 |
| Florida | 100% | $355K | 1 | 1 |
| North Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.