Lender profile · HMDA 2023–2025
Bank of Pontiac mortgage approval rates & lending data
Bank of Pontiac decided 357 mortgage applications and funded 336 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 71 / 73 | 94% | $145K | 67 |
| Cash-out refinance | 89% | 25 / 28 | 92% | $155K | 23 |
| Investment property purchase | 99% | 174 / 175 | 98% | $145K | 171 |
| Investment refinance | 98% | 53 / 54 | 94% | $205K | 50 |
Bank of Pontiac lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $145K | 227 | 208 |
| Indiana | 100% | $145K | 128 | 126 |
| Arizona | 100% | $65K | 1 | 1 |
| Wisconsin | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.