Lender profile · HMDA 2023–2025
Bank Of Tennessee mortgage approval rates & lending data
Bank Of Tennessee decided 1,014 mortgage applications and funded 855 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 537 / 560 | 90% | $335K | 483 |
| Home improvement loans | 91% | 107 / 118 | 96% | $75K | 103 |
| Cash-out refinance | 77% | 103 / 133 | 93% | $165K | 96 |
| Refinance | 88% | 28 / 32 | 89% | $125K | 25 |
| Investment property purchase | 95% | 125 / 132 | 93% | $195K | 116 |
Bank Of Tennessee lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 92% | $335K | 965 | 814 |
| Florida | 91% | $275K | 11 | 8 |
| South Carolina | 100% | $155K | 9 | 7 |
| North Carolina | 88% | $445K | 8 | 7 |
| Kentucky | 100% | $335K | 4 | 3 |
| Texas | 75% | $475K | 4 | 3 |
| Georgia | 100% | $335K | 3 | 3 |
| Indiana | 100% | $105K | 3 | 3 |
| Ohio | 100% | $115K | 3 | 3 |
| Louisiana | 100% | $135K | 2 | 2 |
| Alabama | 100% | $315K | 1 | 1 |
| Illinois | 100% | $265K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.