Lender profile · HMDA 2023–2025
Bank of Zachary mortgage approval rates & lending data
Bank of Zachary decided 260 mortgage applications and funded 225 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 80 / 85 | 96% | $345K | 77 |
| Refinance | 84% | 51 / 61 | 98% | $105K | 50 |
| Investment property purchase | 92% | 47 / 51 | 98% | $105K | 46 |
| Investment refinance | 91% | 41 / 45 | 98% | $105K | 40 |
Bank of Zachary lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 89% | $105K | 256 | 221 |
| Florida | 100% | $715K | 1 | 1 |
| Mississippi | 100% | $385K | 1 | 1 |
| North Carolina | 100% | $445K | 1 | 1 |
| Texas | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.