Lender profile · HMDA 2023–2025
Bankesb mortgage approval rates & lending data
Bankesb decided 3,385 mortgage applications and funded 3,012 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,703 / 1,813 | 99% | $455K | 1,684 |
| Home improvement loans | 89% | 541 / 607 | 96% | $75K | 522 |
| Cash-out refinance | 74% | 95 / 128 | 98% | $285K | 93 |
| Refinance | 86% | 460 / 534 | 98% | $175K | 451 |
| Investment property purchase | 89% | 204 / 228 | 100% | $395K | 203 |
| Investment home improvement | 74% | 28 / 38 | 93% | $175K | 26 |
Bankesb lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 91% | $455K | 3,168 | 2,822 |
| Rhode Island | 90% | $375K | 73 | 64 |
| New Hampshire | 89% | $485K | 53 | 47 |
| Connecticut | 86% | $285K | 43 | 37 |
| Florida | 84% | $355K | 32 | 27 |
| Maine | 93% | $295K | 15 | 14 |
| Vermont | 100% | $505K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.