Lender profile · HMDA 2023–2025
BankIowa mortgage approval rates & lending data
BankIowa decided 310 mortgage applications and funded 288 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 45 / 49 | 91% | $165K | 41 |
| Home improvement loans | 90% | 37 / 41 | 100% | $25K | 37 |
| Refinance | 100% | 37 / 37 | 92% | $45K | 34 |
| Investment property purchase | 100% | 148 / 148 | 99% | $85K | 146 |
BankIowa lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 96% | $85K | 306 | 284 |
| Florida | 100% | $555K | 2 | 2 |
| Montana | 100% | $65K | 1 | 1 |
| Wisconsin | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.