Lender profile · HMDA 2023–2025
Baxter Credit Union mortgage approval rates & lending data
Baxter Credit Union decided 8,967 mortgage applications and funded 5,909 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,780 / 2,883 | 72% | $345K | 2,002 |
| Home improvement loans | 80% | 2,972 / 3,723 | 82% | $75K | 2,433 |
| Cash-out refinance | 80% | 1,184 / 1,474 | 83% | $135K | 988 |
| Refinance | 83% | 356 / 430 | 60% | $345K | 213 |
| Investment property purchase | 95% | 279 / 295 | 74% | $285K | 206 |
| Investment cash-out refinance | 57% | 24 / 42 | 58% | $155K | 14 |
| Investment refinance | 72% | 21 / 29 | 67% | $305K | 14 |
| Investment home improvement | 58% | 53 / 91 | 74% | $85K | 39 |
Baxter Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 86% | $135K | 2,381 | 1,599 |
| Minnesota | 94% | $145K | 1,374 | 1,032 |
| California | 84% | $225K | 797 | 514 |
| Florida | 78% | $105K | 683 | 377 |
| Texas | 73% | $195K | 376 | 176 |
| Georgia | 83% | $135K | 278 | 177 |
| Wisconsin | 90% | $225K | 271 | 202 |
| North Carolina | 88% | $175K | 238 | 162 |
| Ohio | 84% | $145K | 235 | 156 |
| Arizona | 81% | $175K | 206 | 130 |
| Tennessee | 85% | $205K | 186 | 122 |
| Massachusetts | 95% | $295K | 173 | 127 |
| Indiana | 89% | $285K | 150 | 117 |
| New Jersey | 87% | $245K | 150 | 93 |
| Nevada | 82% | $95K | 129 | 82 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.