Lender profile · HMDA 2023–2025
BCB Community Bank mortgage approval rates & lending data
BCB Community Bank decided 292 mortgage applications and funded 237 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 56 / 66 | 100% | $425K | 56 |
| Home improvement loans | 80% | 83 / 104 | 95% | $155K | 79 |
| Refinance | 84% | 51 / 61 | 98% | $175K | 50 |
| Investment refinance | 97% | 29 / 30 | 93% | $405K | 27 |
BCB Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 84% | $135K | 259 | 211 |
| New York | 89% | $255K | 27 | 21 |
| Florida | 67% | $385K | 3 | 2 |
| Pennsylvania | 100% | $475K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.