Lender profile · HMDA 2023–2025
Beginnings Credit Union mortgage approval rates & lending data
Beginnings Credit Union decided 722 mortgage applications and funded 645 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 452 / 472 | 99% | $295K | 449 |
| Home improvement loans | 85% | 146 / 171 | 92% | $55K | 135 |
| Cash-out refinance | 81% | 30 / 37 | 97% | $145K | 29 |
Beginnings Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 92% | $295K | 719 | 645 |
| North Carolina | 0% | — | 2 | 0 |
| Tennessee | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.