Lender profile · HMDA 2023–2025
Bellco mortgage approval rates & lending data
Bellco decided 10,809 mortgage applications and funded 6,613 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 166 / 174 | 95% | $205K | 157 |
| Home improvement loans | 64% | 3,727 / 5,794 | 96% | $95K | 3,571 |
| Cash-out refinance | 66% | 2,848 / 4,335 | 97% | $125K | 2,766 |
| Refinance | 29% | 93 / 324 | 97% | $85K | 90 |
| Investment cash-out refinance | 16% | 7 / 44 | 100% | $35K | 7 |
| Investment home improvement | 17% | 21 / 125 | 100% | $55K | 21 |
Bellco lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 64% | $95K | 10,806 | 6,613 |
| Missouri | 0% | — | 1 | 0 |
| Pennsylvania | 0% | — | 1 | 0 |
| Washington | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.