Lender profile · HMDA 2023–2025
BIRMINGHAM-BLOOMFIELD Credit Union mortgage approval rates & lending data
BIRMINGHAM-BLOOMFIELD Credit Union decided 500 mortgage applications and funded 417 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 31 / 32 | 100% | $215K | 31 |
| Home improvement loans | 88% | 203 / 232 | 97% | $55K | 197 |
| Cash-out refinance | 82% | 32 / 39 | 97% | $95K | 31 |
| Refinance | 86% | 159 / 185 | 97% | $65K | 154 |
BIRMINGHAM-BLOOMFIELD Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 86% | $65K | 500 | 417 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.