Lender profile · HMDA 2023–2025
Blue Federal Credit Union mortgage approval rates & lending data
Blue Federal Credit Union decided 1,310 mortgage applications and funded 1,017 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 153 / 176 | 99% | $285K | 152 |
| Home improvement loans | 78% | 550 / 709 | 100% | $75K | 550 |
| Cash-out refinance | 82% | 87 / 106 | 100% | $235K | 87 |
| Refinance | 79% | 139 / 175 | 100% | $115K | 139 |
| Investment property purchase | 82% | 31 / 38 | 97% | $265K | 30 |
| Investment home improvement | 51% | 38 / 74 | 100% | $55K | 38 |
Blue Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 76% | $85K | 899 | 682 |
| Wyoming | 82% | $55K | 404 | 330 |
| Arizona | 100% | $195K | 2 | 2 |
| Montana | 0% | — | 2 | 0 |
| Nebraska | 100% | $125K | 1 | 1 |
| New Mexico | 100% | $185K | 1 | 1 |
| Oregon | 100% | $375K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.