Lender profile · HMDA 2023–2025
Bremer Bank, National Association mortgage approval rates & lending data
Bremer Bank, National Association decided 1,464 mortgage applications and funded 1,362 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 839 / 868 | 99% | $295K | 834 |
| Home improvement loans | 90% | 94 / 104 | 98% | $105K | 92 |
| Cash-out refinance | 85% | 80 / 94 | 100% | $205K | 80 |
| Refinance | 89% | 249 / 280 | 99% | $105K | 246 |
| Investment property purchase | 96% | 88 / 92 | 100% | $265K | 88 |
Bremer Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 94% | $365K | 1,180 | 1,099 |
| North Dakota | 95% | $265K | 148 | 140 |
| Wisconsin | 94% | $235K | 52 | 48 |
| Florida | 89% | $395K | 38 | 34 |
| Arizona | 93% | $355K | 30 | 28 |
| Colorado | 100% | $235K | 5 | 5 |
| South Dakota | 80% | $215K | 5 | 4 |
| Texas | 33% | $515K | 3 | 1 |
| Nebraska | 100% | $175K | 2 | 2 |
| Ohio | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.