Lender profile · HMDA 2023–2025
Bridgelock Capital mortgage approval rates & lending data
Bridgelock Capital decided 262 mortgage applications and funded 249 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 180 / 183 | 99% | $525K | 179 |
| Refinance | 87% | 27 / 31 | 100% | $475K | 27 |
| Investment property purchase | 92% | 34 / 37 | 100% | $325K | 34 |
Bridgelock Capital lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 96% | $615K | 151 | 145 |
| Nevada | 95% | $495K | 93 | 87 |
| Florida | 91% | $595K | 11 | 10 |
| Georgia | 100% | $725K | 7 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.