Lender profile · HMDA 2023–2025
BRIGHTSTAR Credit Union mortgage approval rates & lending data
BRIGHTSTAR Credit Union decided 1,577 mortgage applications and funded 910 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 85 / 117 | 95% | $265K | 81 |
| Home improvement loans | 64% | 741 / 1,161 | 89% | $85K | 660 |
| Cash-out refinance | 65% | 131 / 201 | 94% | $105K | 123 |
| Refinance | 52% | 23 / 44 | 96% | $175K | 22 |
BRIGHTSTAR Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 64% | $85K | 1,560 | 901 |
| North Carolina | 100% | $135K | 4 | 4 |
| Georgia | 67% | $165K | 3 | 2 |
| Alabama | 100% | $265K | 2 | 2 |
| Texas | 0% | — | 2 | 0 |
| Illinois | 100% | $175K | 1 | 1 |
| Louisiana | 0% | — | 1 | 0 |
| Michigan | 0% | — | 1 | 0 |
| New York | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.