Lender profile · HMDA 2023–2025
Caliber Home Loans, Inc. mortgage approval rates & lending data
Caliber Home Loans, Inc. decided 9,387 mortgage applications and funded 8,768 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 7,752 / 8,147 | 99% | $315K | 7,710 |
| Cash-out refinance | 84% | 363 / 431 | 98% | $235K | 356 |
| Refinance | 80% | 118 / 147 | 98% | $285K | 116 |
| Investment property purchase | 92% | 503 / 546 | 99% | $235K | 498 |
| Investment cash-out refinance | 82% | 75 / 92 | 99% | $205K | 74 |
Caliber Home Loans, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 88% | $335K | 1,493 | 1,303 |
| Indiana | 97% | $235K | 1,369 | 1,323 |
| Illinois | 94% | $245K | 1,233 | 1,146 |
| Michigan | 95% | $215K | 751 | 705 |
| Washington | 97% | $495K | 663 | 639 |
| California | 96% | $495K | 486 | 466 |
| Virginia | 93% | $365K | 453 | 421 |
| Maryland | 96% | $435K | 447 | 426 |
| Oregon | 94% | $435K | 259 | 242 |
| New Jersey | 94% | $355K | 247 | 233 |
| Colorado | 98% | $425K | 241 | 234 |
| New York | 88% | $425K | 228 | 199 |
| Ohio | 98% | $195K | 207 | 200 |
| Pennsylvania | 96% | $305K | 170 | 164 |
| Delaware | 96% | $335K | 161 | 155 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.