Lender profile · HMDA 2023–2025
California Coast Credit Union mortgage approval rates & lending data
California Coast Credit Union decided 5,385 mortgage applications and funded 4,833 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 75 / 88 | 85% | $275K | 64 |
| Home improvement loans | 93% | 2,892 / 3,117 | 99% | $125K | 2,849 |
| Cash-out refinance | 91% | 1,511 / 1,658 | 98% | $135K | 1,479 |
| Refinance | 62% | 21 / 34 | 71% | $405K | 15 |
| Investment cash-out refinance | 91% | 176 / 193 | 98% | $145K | 172 |
| Investment home improvement | 88% | 246 / 280 | 98% | $135K | 242 |
California Coast Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $125K | 5,385 | 4,833 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.