Lender profile · HMDA 2023–2025
California Credit Union mortgage approval rates & lending data
California Credit Union decided 5,975 mortgage applications and funded 3,462 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,254 / 1,348 | 91% | $845K | 1,138 |
| Home improvement loans | 50% | 1,911 / 3,789 | 91% | $135K | 1,738 |
| Cash-out refinance | 80% | 245 / 306 | 92% | $185K | 226 |
| Refinance | 81% | 327 / 402 | 90% | $905K | 293 |
| Investment property purchase | 78% | 40 / 51 | 92% | $415K | 37 |
| Investment cash-out refinance | 78% | 31 / 40 | 90% | $215K | 28 |
| Investment home improvement | 0% | 0 / 36 | — | — | 0 |
California Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 64% | $135K | 5,965 | 3,462 |
| Arizona | 0% | — | 2 | 0 |
| Florida | 0% | — | 2 | 0 |
| District of Columbia | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Hawaii | 0% | — | 1 | 0 |
| Massachusetts | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.