Lender profile · HMDA 2023–2025
Campus USA Credit Union mortgage approval rates & lending data
Campus USA Credit Union decided 2,212 mortgage applications and funded 2,048 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 549 / 560 | 100% | $325K | 549 |
| Home improvement loans | 96% | 53 / 55 | 100% | $65K | 53 |
| Cash-out refinance | 89% | 1,011 / 1,140 | 100% | $65K | 1,009 |
| Refinance | 96% | 291 / 304 | 100% | $65K | 290 |
| Investment property purchase | 99% | 122 / 123 | 100% | $155K | 122 |
| Investment cash-out refinance | 81% | 22 / 27 | 100% | $185K | 22 |
Campus USA Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 93% | $65K | 2,175 | 2,011 |
| Georgia | 100% | $255K | 17 | 17 |
| South Carolina | 100% | $125K | 5 | 5 |
| North Carolina | 100% | $205K | 4 | 4 |
| Alabama | 100% | $35K | 3 | 3 |
| Pennsylvania | 100% | $205K | 3 | 3 |
| Maine | 100% | $165K | 2 | 2 |
| Virginia | 100% | $175K | 2 | 2 |
| Maryland | 100% | $285K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.