Lender profile · HMDA 2023–2025
Cape Ann Savings Bank mortgage approval rates & lending data
Cape Ann Savings Bank decided 380 mortgage applications and funded 340 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 152 / 160 | 93% | $515K | 142 |
| Refinance | 85% | 56 / 66 | 96% | $325K | 54 |
| Investment property purchase | 100% | 78 / 78 | 96% | $495K | 75 |
| Investment refinance | 98% | 45 / 46 | 93% | $405K | 42 |
Cape Ann Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 95% | $495K | 380 | 340 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.