Lender profile · HMDA 2023–2025
Cape & Coast Bank mortgage approval rates & lending data
Cape & Coast Bank decided 664 mortgage applications and funded 590 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 281 / 290 | 93% | $485K | 261 |
| Home improvement loans | 92% | 79 / 86 | 90% | $105K | 71 |
| Cash-out refinance | 96% | 54 / 56 | 93% | $205K | 50 |
| Refinance | 96% | 25 / 26 | 88% | $305K | 22 |
| Investment property purchase | 96% | 159 / 165 | 94% | $565K | 150 |
Cape & Coast Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 96% | $485K | 662 | 588 |
| Florida | 100% | $1.38M | 1 | 1 |
| Rhode Island | 100% | $375K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.