Lender profile · HMDA 2023–2025
Capital City Bank mortgage approval rates & lending data
Capital City Bank decided 898 mortgage applications and funded 611 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 27 / 37 | 89% | $245K | 24 |
| Home improvement loans | 72% | 436 / 605 | 92% | $105K | 401 |
| Refinance | 63% | 79 / 125 | 92% | $125K | 73 |
| Investment property purchase | 92% | 57 / 62 | 93% | $165K | 53 |
| Investment refinance | 100% | 36 / 36 | 94% | $155K | 34 |
| Investment home improvement | 84% | 27 / 32 | 93% | $125K | 25 |
Capital City Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 72% | $105K | 595 | 395 |
| Georgia | 78% | $155K | 292 | 208 |
| Alabama | 57% | $105K | 7 | 4 |
| North Carolina | 100% | $255K | 3 | 3 |
| South Carolina | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.