Lender profile · HMDA 2023–2025
Capital Concepts, Inc. mortgage approval rates & lending data
Capital Concepts, Inc. decided 274 mortgage applications and funded 274 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 51 / 51 | 100% | $225K | 51 |
| Investment cash-out refinance | 100% | 41 / 41 | 100% | $195K | 41 |
| Investment refinance | 100% | 163 / 163 | 100% | $175K | 163 |
Capital Concepts, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 100% | $175K | 235 | 235 |
| Tennessee | 100% | $215K | 15 | 15 |
| Missouri | 100% | $135K | 8 | 8 |
| Georgia | 100% | $155K | 7 | 7 |
| Arkansas | 100% | $115K | 3 | 3 |
| Kansas | 100% | $175K | 2 | 2 |
| Arizona | 100% | $135K | 1 | 1 |
| North Carolina | 100% | $215K | 1 | 1 |
| Oklahoma | 100% | $155K | 1 | 1 |
| Virginia | 100% | $245K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.