Lender profile · HMDA 2023–2025
CAPITAL Credit Union mortgage approval rates & lending data
CAPITAL Credit Union decided 4,371 mortgage applications and funded 3,674 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 935 / 951 | 91% | $245K | 854 |
| Home improvement loans | 95% | 433 / 458 | 93% | $55K | 401 |
| Cash-out refinance | 89% | 568 / 637 | 88% | $75K | 499 |
| Refinance | 91% | 1,973 / 2,168 | 90% | $55K | 1,785 |
| Investment property purchase | 90% | 60 / 67 | 97% | $215K | 58 |
| Investment refinance | 90% | 57 / 63 | 100% | $125K | 57 |
CAPITAL Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.