Lender profile · HMDA 2023–2025
Catalyst Mortgage mortgage approval rates & lending data
Catalyst Mortgage decided 420 mortgage applications and funded 328 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 66 / 70 | 100% | $475K | 66 |
| Home improvement loans | 92% | 106 / 115 | 89% | $425K | 94 |
| Cash-out refinance | 85% | 23 / 27 | 96% | $425K | 22 |
| Refinance | 82% | 124 / 151 | 80% | $395K | 99 |
Catalyst Mortgage lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 90% | $445K | 204 | 167 |
| Florida | 80% | $365K | 102 | 69 |
| Tennessee | 97% | $365K | 37 | 33 |
| Colorado | 86% | $455K | 29 | 22 |
| Oregon | 90% | $355K | 29 | 21 |
| Arizona | 90% | $365K | 10 | 8 |
| Pennsylvania | 100% | $255K | 5 | 5 |
| Idaho | 0% | — | 1 | 0 |
| Montana | 100% | $395K | 1 | 1 |
| Washington | 100% | $725K | 1 | 1 |
| Wisconsin | 100% | $245K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.