Lender profile · HMDA 2023–2025
CB&S Bank, Inc. mortgage approval rates & lending data
CB&S Bank, Inc. decided 716 mortgage applications and funded 637 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 266 / 286 | 97% | $395K | 257 |
| Home improvement loans | 82% | 102 / 125 | 97% | $75K | 99 |
| Refinance | 91% | 104 / 114 | 98% | $165K | 102 |
| Investment property purchase | 92% | 84 / 91 | 99% | $225K | 83 |
| Investment refinance | 100% | 86 / 86 | 100% | $125K | 86 |
CB&S Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 92% | $225K | 584 | 527 |
| Tennessee | 87% | $255K | 101 | 88 |
| Florida | 93% | $195K | 14 | 12 |
| Mississippi | 67% | $305K | 9 | 5 |
| Georgia | 67% | $265K | 6 | 3 |
| Illinois | 100% | $365K | 1 | 1 |
| Texas | 100% | $555K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.