Lender profile · HMDA 2023–2025
CBI Bank & Trust mortgage approval rates & lending data
CBI Bank & Trust decided 797 mortgage applications and funded 702 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 245 / 256 | 99% | $195K | 243 |
| Home improvement loans | 75% | 93 / 124 | 98% | $55K | 91 |
| Refinance | 77% | 109 / 141 | 100% | $85K | 109 |
| Investment property purchase | 98% | 157 / 161 | 97% | $135K | 153 |
| Investment refinance | 93% | 79 / 85 | 100% | $75K | 79 |
CBI Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 90% | $185K | 365 | 323 |
| Illinois | 90% | $105K | 336 | 298 |
| Wisconsin | 79% | $105K | 68 | 54 |
| Florida | 100% | $365K | 11 | 11 |
| Michigan | 100% | $305K | 3 | 3 |
| Nebraska | 100% | $85K | 2 | 2 |
| New York | 50% | $855K | 2 | 1 |
| South Carolina | 100% | $375K | 2 | 2 |
| Arizona | 100% | $305K | 1 | 1 |
| Arkansas | 100% | $255K | 1 | 1 |
| Louisiana | 100% | $155K | 1 | 1 |
| Missouri | 100% | $285K | 1 | 1 |
| Nevada | 100% | $485K | 1 | 1 |
| South Dakota | 100% | $215K | 1 | 1 |
| Tennessee | 100% | $435K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.