Lender profile · HMDA 2023–2025
Centennial Lending, LLC mortgage approval rates & lending data
Centennial Lending, LLC decided 363 mortgage applications and funded 154 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 64% | 120 / 188 | 98% | $225K | 118 |
| Cash-out refinance | 24% | 25 / 106 | 100% | $195K | 25 |
| Refinance | 16% | 4 / 25 | 100% | $105K | 4 |
| Investment cash-out refinance | 12% | 3 / 26 | 100% | $195K | 3 |
Centennial Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 26% | $375K | 154 | 40 |
| Wyoming | 87% | $225K | 105 | 89 |
| Arizona | 21% | $155K | 38 | 8 |
| Nebraska | 38% | $205K | 32 | 12 |
| Oregon | 13% | $385K | 23 | 3 |
| Oklahoma | 20% | $405K | 5 | 1 |
| California | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Iowa | 0% | — | 1 | 0 |
| Michigan | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| New Mexico | 100% | $195K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.