Lender profile · HMDA 2023–2025
Centier Bank mortgage approval rates & lending data
Centier Bank decided 7,988 mortgage applications and funded 5,080 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 3,210 / 3,507 | 67% | $205K | 2,154 |
| Home improvement loans | 69% | 1,969 / 2,843 | 92% | $55K | 1,814 |
| Cash-out refinance | 69% | 93 / 134 | 100% | $175K | 93 |
| Refinance | 78% | 844 / 1,079 | 92% | $75K | 779 |
| Investment property purchase | 81% | 176 / 217 | 82% | $115K | 145 |
| Investment refinance | 68% | 49 / 72 | 86% | $115K | 42 |
| Investment home improvement | 44% | 54 / 124 | 89% | $65K | 48 |
Centier Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 77% | $75K | 6,294 | 4,545 |
| Michigan | 93% | $55K | 551 | 171 |
| Pennsylvania | 90% | $85K | 225 | 51 |
| Illinois | 82% | $75K | 110 | 60 |
| New York | 94% | $75K | 101 | 23 |
| Ohio | 95% | $55K | 84 | 29 |
| Minnesota | 96% | $65K | 81 | 25 |
| New Jersey | 94% | $75K | 71 | 29 |
| Colorado | 88% | $85K | 68 | 22 |
| Texas | 91% | $65K | 64 | 11 |
| Idaho | 90% | $75K | 50 | 15 |
| Wisconsin | 85% | $45K | 33 | 16 |
| Maryland | 87% | $75K | 31 | 6 |
| Florida | 96% | $465K | 28 | 25 |
| Missouri | 96% | $45K | 26 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.