Lender profile · HMDA 2023–2025
Central Bank (Iowa) mortgage approval rates & lending data
Central Bank (Iowa) decided 1,663 mortgage applications and funded 1,575 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,021 / 1,049 | 100% | $245K | 1,018 |
| Home improvement loans | 88% | 133 / 152 | 99% | $55K | 132 |
| Cash-out refinance | 86% | 96 / 111 | 97% | $135K | 93 |
| Refinance | 90% | 94 / 104 | 100% | $215K | 94 |
| Investment property purchase | 97% | 142 / 147 | 99% | $185K | 141 |
| Investment refinance | 99% | 79 / 80 | 100% | $195K | 79 |
Central Bank (Iowa) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 95% | $195K | 1,243 | 1,174 |
| South Dakota | 96% | $305K | 332 | 315 |
| Nebraska | 100% | $325K | 20 | 20 |
| Arizona | 100% | $525K | 14 | 14 |
| Florida | 91% | $565K | 11 | 10 |
| Minnesota | 100% | $315K | 11 | 11 |
| Texas | 100% | $255K | 9 | 9 |
| Kansas | 100% | $235K | 4 | 4 |
| California | 67% | $45K | 3 | 2 |
| Illinois | 100% | $95K | 3 | 3 |
| Michigan | 100% | $295K | 3 | 3 |
| Georgia | 100% | $295K | 2 | 2 |
| Tennessee | 100% | $165K | 2 | 2 |
| Colorado | 100% | $35K | 1 | 1 |
| Missouri | 100% | $445K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.