Lender profile · HMDA 2023–2025
Central National Bank (Texas) mortgage approval rates & lending data
Central National Bank (Texas) decided 710 mortgage applications and funded 652 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 347 / 359 | 93% | $325K | 324 |
| Home improvement loans | 87% | 66 / 76 | 100% | $85K | 66 |
| Refinance | 91% | 48 / 53 | 94% | $195K | 45 |
| Investment property purchase | 99% | 174 / 176 | 99% | $175K | 173 |
| Investment refinance | 94% | 30 / 32 | 100% | $165K | 30 |
Central National Bank (Texas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $195K | 696 | 638 |
| Arkansas | 100% | $345K | 2 | 2 |
| California | 100% | $285K | 2 | 2 |
| Illinois | 100% | $905K | 2 | 2 |
| Ohio | 100% | $65K | 2 | 2 |
| Colorado | 100% | $455K | 1 | 1 |
| Florida | 100% | $905K | 1 | 1 |
| Indiana | 100% | $245K | 1 | 1 |
| Louisiana | 100% | $335K | 1 | 1 |
| Oklahoma | 100% | $65K | 1 | 1 |
| Pennsylvania | 100% | $5.17M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.