Lender profile · HMDA 2023–2025
Century mortgage approval rates & lending data
Century decided 636 mortgage applications and funded 508 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 111 / 120 | 97% | $245K | 108 |
| Home improvement loans | 78% | 206 / 265 | 97% | $55K | 199 |
| Cash-out refinance | 83% | 54 / 65 | 94% | $125K | 51 |
| Refinance | 85% | 150 / 176 | 95% | $145K | 143 |
Century lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 83% | $125K | 587 | 465 |
| Virginia | 100% | $485K | 15 | 15 |
| Florida | 86% | $355K | 7 | 6 |
| California | 67% | $505K | 3 | 2 |
| North Carolina | 100% | $585K | 3 | 3 |
| Washington | 67% | $445K | 3 | 2 |
| Colorado | 100% | $565K | 2 | 2 |
| Indiana | 100% | $125K | 2 | 1 |
| Missouri | 100% | $275K | 2 | 2 |
| South Carolina | 100% | $115K | 2 | 2 |
| Texas | 50% | $705K | 2 | 1 |
| Alabama | 0% | — | 1 | 0 |
| Maryland | 100% | $975K | 1 | 1 |
| Massachusetts | 100% | $585K | 1 | 1 |
| Michigan | 100% | $265K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.