Lender profile · HMDA 2023–2025
Certified Credit Union mortgage approval rates & lending data
Certified Credit Union decided 340 mortgage applications and funded 291 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 53 / 54 | 96% | $635K | 51 |
| Home improvement loans | 98% | 48 / 49 | 100% | $65K | 48 |
| Cash-out refinance | 87% | 181 / 209 | 94% | $85K | 170 |
Certified Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 89% | $85K | 321 | 273 |
| Arizona | 100% | $45K | 7 | 7 |
| Nevada | 83% | $525K | 6 | 5 |
| Texas | 100% | $385K | 5 | 5 |
| North Carolina | 100% | $425K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.