Lender profile · HMDA 2023–2025
Chambers Bank mortgage approval rates & lending data
Chambers Bank decided 483 mortgage applications and funded 428 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 241 / 257 | 98% | $285K | 235 |
| Refinance | 80% | 24 / 30 | 100% | $265K | 24 |
| Investment property purchase | 91% | 117 / 128 | 94% | $205K | 110 |
| Investment refinance | 91% | 29 / 32 | 93% | $195K | 27 |
Chambers Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 91% | $285K | 436 | 384 |
| Texas | 94% | $335K | 31 | 28 |
| Florida | 100% | $235K | 3 | 3 |
| Illinois | 100% | $305K | 2 | 2 |
| Missouri | 100% | $65K | 2 | 2 |
| Pennsylvania | 100% | $495K | 2 | 2 |
| Tennessee | 100% | $765K | 2 | 2 |
| Alabama | 100% | $325K | 1 | 1 |
| Kansas | 100% | $695K | 1 | 1 |
| Nebraska | 100% | $285K | 1 | 1 |
| New York | 100% | $355K | 1 | 1 |
| Oklahoma | 100% | $395K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.